NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: Mortgagor: Luther Wilson, III as a single man Mortgagee: Baxter Credit Union Dated: 06/29/2012 Recorded: 07/25/201 2 Hennepin County Recorder Document No. A9820705 Transaction Agent: NIA Transaction Agent Mortgage ID No: NIA Lender or Broker: Baxter Credit Union Servicer: Cenlar FSB Mortgage Originator: Baxter Credit Union LEGAL DESCRIPTION OF PROPERTY: Lot 59, Auditors Subdivision Number 330, Hennepin County, Minnesota. This is Abstract Property. TAX PARCEL NO.: 18-029-24-32-0023 ADDRESS OF PROPERTY: 5328 ST CROIX AVE N GOLDEN VALLEY, MN 55422 COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,047.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 9, 2016, 09:00 AM PLACE OF SALE: Sheriff's Office, Civil Unit, Room 30, Minneapolis City Hall, 350 South 5th Street, Minneapolis, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is May 9, 2017 at 11:59 p.m. Ifthe foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 1 1:59 p.m. MORTGAGOR(S) RELEASED FROM OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 6, 2016 Baxter Credit Union, Mortgagee PFB LAW, PROFESSIONAL ASSOCIATION By: Jonathan R. Cuskey, Michael V. Schleisman Attorneys for: Baxter Credit Union, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 651-228-1753 (fax) 14795-16-00620-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Help for Homeowners in Foreclo-su re The attorney preparing this foreclosure is: Jonathan Coskey PFB Law, Professional Association 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 Telephone: 651-209-7599 14795-16-00620-1 It is being prepared for: Cenlar FSB, 609-883-3900 AS OF 09/06/2016 this lender says that you owe $8,154.06 to bring your mortgage up to date (or "reinstate" your mortgage). You must pay this amount, plus interest and other costs, to keep your house from going through a sheriffs sale. The sheriff s sale is scheduled for November 9, 2016, 09:00 AM at Sheriff s Office, Civil Unit, Room 30, Minneapolis City Hall, 350 South 5th Street, Minneapolis, MN. Mortgage foreclosure is a complex process. People may contact you with advice and offers to help "save" your home. Remember: It is important that you learn as much as you can about foreclosure and your situation. Find out about all your options before you make any agreements with anyone about the foreclosure of your home. Getting Help As soon as possible, you should contact your lender at the above number to talk about things you might be able to do to prevent foreclosure. You should also consider contacting the foreclosure prevention counselor in your area. A foreclosure prevention counselor can answer your questions, offer free advice, and help you create a plan which makes sense for your situation. Contact the Minnesota Home Ownership Center at 651-659-9336 or 866-462-6466 or www.hocmn.org or contact the United States Department of Housing and Urban Development at 1-800-569-4287 or www.hud.gov to get the phone number and location of the near-est certified counseling organization. Call today. The longer you wait, the fewer options you may have for a desirable result. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that the above Mortgage Foreclosure Sale is hereby postponed to January 4, 2017, at 09:00 AM, Sheriff s Office, Civil Unit, Room 30, Minneapolis City Hall, 350 South 5th Street, Minneapolis, MN in said County and State. Dated: November 1, 2016 Baxter Cred it Union, Mortgagee PFB Law, Professional Association By: Jonathan R. Cuskey, Michael V. Schleisman Attorneys for: Baxter Credit Union, Mortgagee 55 East Fifth Street, Suite 800 St. Paul, MN 55101-1718 651-209-7599 14795-16-00620-1 11/4/16 Star Tribune
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